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Create professional deep green finance at the power bank

Recently, in shenzhen, societe generale to shenzhen water (group) co., LTD., shenzhen gas group co., LTD., pengsangpu solar energy co., LTD., etc. 8 companies issued by the bank the first green certification plaque financial projects, and for related enterprises in the aspect of energy conservation and emissions reduction and sustainable development efforts of the recognition and support. Authorities said the bank status to promote green financial certification project, help to financial work of energy conservation and emissions reduction for China to further boost, also highlights the societe generale as pioneer green financial participants, advocates and standards of professional image.

In recent years, energy conservation and emissions reduction, environmental protection has become the consensus of the social from all walks of life. In financial field, with the energy conservation and emission reduction credit work instruction opinion ", "green credit guidelines" and a series of policies rolled out, green finance booming at home, and talking about green finance, everyone mentioned above all is the first Chinese bank, societe generale the equator.

As the earliest begin green financial business of Banks, green finance has already become the most beautiful beautiful societe generale a business card. And behind the back of the card, it is the bank over the years in the field of green finance requires work. The societe generale green finance exploration began in 2005, seven years has been in team building, business model, product innovation has established the first mover advantage, has formed the industry leading professional and technical strength.

According to understand, to promote the development of green finance business, societe generale was founded in 2009 in the first domestic sustainable financial monopolies - sustainable financial center, and promotes sustainable financial centre in 2012 for the head office level department, set up sustainable finance. Sustainable finance at present, the bank has formed the project financing, carbon finance, market research, technical services, the equator principles, five professional team review, form concentrated product creation, technical support, asset management, marketing, organization, transaction services, business cooperation and so on six functions in the integration of assets operation platform. And remained at the branch level, in all branches are set up for environmental and social risk management as a whole and the green financial business driven department, set up green finance full-time product manager. ZongFenHang, implements the green financial specialized operation.

In respect of business areas, the bank together with the international finance corporation in 2006 in the first domestic energy efficiency financing products, for low carbon energy efficiency projects in the field of breakthrough, first into the financing markets for energy conservation and emissions reduction. From 2006 to 2008 period, the green financial financing investment mainly concentrated in the field of low-carbon economy, the key support to achieve carbon reduction effect of the ten major energy conservation projects, and new energy and renewable energy projects. In 2009, the bank in 3 years experience in project of energy efficiency financing operation, on the basis of introducing professional environment, thermal, chemical and other areas, to expand coverage from a low carbon economy to circular economy and ecological economy, project from extension to reduce emissions to sulfur dioxide and COD, ammonia nitrogen, nitrogen oxides emissions, water and solid waste recycling, and many other project type. Currently societe generale focus on low-carbon economy, circular economy and ecological economy, the three areas and according to various niche, develop technology admittance standard, formed the green financial credit access; At the same time, improve the credit management system, through the financial certification of green credit, green label in the credit system, unified management on green finance business. As of late 2012, societe generale to invest nearly 200 billion yuan in the field of the three, financing balance exceeding 110 billion yuan.

Reporters noticed that socgen through conduits of operations, and focus on three areas of specialization not only realized the rapid development of the green financial business, more focused research through the formed its own unique professional strengths. Understand the scientific rigorous attitude to industry and business knowledge refining, sublimation, one by one, standardization, set up green financial certification system, for every green financial project implementation that weaves the certification, and to carry out the "measurable, reportable and verifiable" measure of environmental benefits. An energy-saving technical renovation project, for example, societe generale the energy consumption situation of the set as baseline before modification, and scientific computing project after the completion of the implementation of energy saving rate and save BiaoMei quantity and carbon dioxide emissions, its professional environmental benefits measure recognised by the height of the professional energy consulting company. In regulatory green credit guidelines compilation work, societe generale has played an important role, at the same time, the independent research and development of energy conservation and emissions reduction project environmental benefits calculation method has also been the industry promotion and use.

In terms of product innovation services, the bank continues to perfect the system of the green financial products, has formed a relatively complete green financial financing, emission rights, the equator principles of financial services and other professional service system.

In terms of financing services, following on clients' different requirements, and project type energy saving and emission reduction "8 + 1" kind of financing mode, after 2012, societe generale and contract energy management special financing products innovation, project future earnings will be atypical sense counterpoising truly become a standardised collateral, simultaneity, cash flow controls, ease asset light type energy saving service companies financing guarantee problem. At present, the bank has to anhui LingDian, shenzhen pengsangpu such as energy saving service companies in the form of a pledge of future profit provides green financing services. Societe generale support with the practice of green finance, the outstanding performance of the energy conservation service industry development, etc, are energy saving service industry committee of China energy conservation association awarded "2012 best financial investment institutions" China's energy saving and service industry, sustainable finance managing Liang Pingrui was named "2012" person of the China's energy saving and service industry, special financing contract energy management products as contract energy management "2012 green financial innovation excellent product" prize. Meanwhile relevant regulators also invite the lead to develop the industry of energy contract management operation guide, leading the industry in the green development of financial services.

Respectively in terms of emission rights from the financial services, the bank for international carbon trading, domestic carbon trading in pilot, pilot emissions trading has developed special products and services. Like in terms of emission trading pilot, societe generale pioneered emission comprehensive financial services, to government departments and enterprises with emissions trading system design and consulting, development of emissions trading and clearing system, emission of mortgage credit and pollutant emission reduction project financing package of products and services, and in hunan, hebei, shanxi, jiangsu, zhejiang and other areas take the lead in beginning cooperation. In hunan province for example, in hunan province as one of the first ten emission pilot provinces across the country, take the lead in changsha, zhuzhou and xiangtan permits allowing pilot, and set up a reserve of sewage's discharge right trading center of hunan province, emissions trading and paid for the use of policy and legal basis, basic emissions initial allocation and secondary trading work is in full swing. Societe generale to seize opportunities, visiting research emission pilot development of hunan province for many times, of ZongFenHang professional service team, and offered HuanBaoTing in hunan province including emission income fund settlement, payment clearing, trading capital depository, system development, and other financial services, sale of initial emission permits provide enterprises with comprehensive financial services such as mortgage credit business, plan, hunan HuanBaoTing highly recognised professional services. Signed in 2012, the bank with hunan HuanBaoTing the financial to promote environmental protection work of hunan province strategic cooperation agreement, at the same time with hunan valin xiangtan iron and steel co., LTD. Signed the mortgage agreement of sewage's discharge right, pulled open the blowdown right practice of integrated financial services in hunan province.

As China's first and so far only the equator Banks, the bank in accordance with the requirements of the equator principles, evaluation and identification of environmental and social risk in project financing, and use the equator principles, a widespread adoption of international financial institutions risk management tool for screening high quality project, improve the environmental and social risk management ability, and effectively guide domestic companies to identify the project itself may be involved in environmental and social risks, and help enterprises to manage and guard against risks, reduce operating costs, enhance enterprise competitiveness, in obtaining economic benefits of access to social and environmental benefits at the same time, to achieve sustainable business model and the performance of the organic unity of social responsibilities. By the end of 2012, the bank has about 727 pen project applicability judgment, the equator principles involved projects a total investment of about 1.0077 trillion yuan, which apply to the equator principles of project financing for a total of 157, involved with the total investment of about 218.9 billion yuan.

Eighteen big beautiful China "" construction is put forward, the connotation of green, energy saving, environmental protection is essential, societe generale green finance director, said the bank will be relying on for many years to build green financial expertise, support and cultivate the green industry in China, guides the enterprise green development, eagerly anticipates the individual green consumption, and will continue to raise their environmental and social risk management level, in green finance this vast new blue ocean, to make the whole process, wide in the field of professional financial services and a full range of" green bank ", for the construction of a harmonious development of social, economic and environmental contributions to "beautiful China".